Godrej Capital Doubles AUM in Tamil Nadu; Eyes ₹2,800 Crore by FY27

Chennai, April 16, 2026: Godrej Capital has reported a robust expansion in Tamil Nadu, with its Assets Under Management (AUM) in the state nearly doubling year-on-year to around ₹1,570 crore, reflecting strong traction across MSME and housing finance segments. The company’s overall AUM stands at ₹28,000 crore.

Manish Shah, MD & CEO, Godrej Capital 

Buoyed by sustained demand from the state’s growing MSME ecosystem and an increasingly formalised business environment, the company has set a target to scale its Tamil Nadu AUM to ₹2,800 crore by FY27. This growth will be driven by deeper penetration in MSME lending, expansion of housing finance offerings, and entry into emerging segments such as dairy farm financing.

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Strengthening its footprint, Godrej Capital currently operates eight branches across seven locations in Tamil Nadu, including Chennai, Madurai, Coimbatore, Kanchipuram, Salem, Hosur, Krishnagiri, and Tiruchirapalli. It plans to expand this network to 12 branches in the near term, reinforcing its presence in key growth markets.

The company has also built a strong distribution ecosystem with over 1,000 channel partners across the state, including nearly 850 in Chennai alone. This extensive network supports both secured and unsecured lending. Additionally, its Aarohi initiative aims to promote financial inclusion by improving access to credit for women entrepreneurs and homebuyers through customised offerings and inclusive credit assessment models.

Speaking on the growth outlook, Manish Shah, MD & CEO, Godrej Capital said Tamil Nadu remains a key market due to its strong industrial base, high level of formalisation, and well-established MSME sector. He noted that rising digital adoption is driving demand for structured, cash flow-based financing, while significant opportunities remain in expanding access to timely and flexible credit for small and emerging enterprises.

Tamil Nadu continues to be one of India’s most industrialised states, with MSMEs playing a pivotal role in economic activity. With an estimated 35 lakh enterprises across manufacturing and services, the sector contributes significantly to employment and industrial output. Chennai, in particular, hosts a diverse lending ecosystem spanning automobiles, electronics, IT, and manufacturing, ensuring steady demand for financing solutions.

Going forward, Godrej Capital aims to leverage technology-driven underwriting, faster loan processing, and tailored financial products to further deepen its reach and support the growth ambitions of businesses across the state.

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