Galaxy Health Insurance Launches ‘Galaxy Twin 360’ – India’s First IPD + OPD + Wellness Health Plan for Young Adults
National, December 15, 2025: Galaxy Health Insurance, India’s youngest standalone health insurer promoted by the TVS family led by Mr. Venu Srinivasan and the family of industry veteran Mr. V. Jagannathan, has launched Galaxy Twin 360, a first-of-its-kind health insurance programme designed for young adults aged 18–45 years. Available in Core, Max and Ultra variants, the plan uniquely integrates inpatient (IPD) coverage with high-value outpatient (OPD) benefits and wellness services to address long-term adoption and retention challenges in health insurance.
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| (L to R) S. Guru Prakash, Chief Marketing Officer; G. Srinivasan, MD & CEO, Galaxy Health Insurance; R.Margabandhu, Chief Underwriter Officer |
With urban Indians spending ₹15,000–₹20,000 annually on OPD services and many young policyholders discontinuing coverage due to limited hospitalisation needs, Galaxy Twin 360 bridges this gap by offering OPD benefits equal to the premium paid. This ensures tangible value every year, even without hospitalisation, encouraging renewals and sustained engagement with healthcare.
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Commenting on the launch, Mr. G. Srinivasan, MD & CEO, Galaxy Health Insurance, said, “Galaxy Twin 360 is built on a simple idea—health insurance should be useful every day, not only during hospitalisation. By combining IPD protection, OPD benefits, preventive wellness services and digital health tools, the plan makes insurance relevant, practical and financially efficient for young adults.”
Key features include eligibility for individuals aged 18–45 years (children from 91 days to 25 years), individual and floater options, guaranteed renewability beyond 45 years, comprehensive IPD cover from ₹7.5 lakh to ₹35 lakh with no co-payment, and extensive wellness services such as free gym access, online fitness sessions and condition management programmes. Flexible premium payment options, long-term and wellness-linked discounts further enhance affordability.
Within its first year, Galaxy Health Insurance has insured over 3.47 lakh lives and built a network of 15,000+ agents nationwide. With products like Galaxy Promise and Galaxy Marvel already in its portfolio, the company continues to focus on accessible, technology-driven healthcare solutions, aligned with India’s vision of ‘Health Insurance for All by 2047’.
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