Star Health Launches Young Star Neo With Industry-first ‘Time Travel’ Feature; Redefines Health Insurance For Young India

on
November 12, 2026: Star Health and Allied Insurance Company Limited has launched Young Star NEO, a new health insurance proposition designed for young professionals, couples and growing families aged 18–40 years. Its industry-first ‘Time Travel’ feature allows renewal premiums to remain unchanged until a claim, after which the premium is calculated using Entry Age + 1 year instead of the actual renewal age, subject to policy terms. Coverage options range from ₹10 lakh to ₹1 crore, including Unlimited Sum Insured, with one-, two- and three-year policy terms. 

Star Health Launches Young Star Neo With Industry-first ‘Time Travel’ Feature; Redefines Health Insurance For Young India
Anand Roy, MD & CEO, Star Health and Allied Insurance Company

Speaking at the launch, Mr. Anand Roy, MD & CEO, Star Health and Allied Insurance Company, said the initiative encourages young people to purchase health insurance early while accessing benefits that evolve with their life stages. The policy also introduces ‘Future Shield’, allowing completed waiting periods to be transferred to a spouse added later. Everyday healthcare benefits include Star OPD Premier, covering specified outpatient expenses up to 5X the policy premium, capped at ₹1 lakh, including consultations, medicines, diagnostics, dental and vision care. 


Mental wellness support, psychologist and nutritionist consultations, stress management programmes and access to select gyms through Stay Fit further strengthen its preventive healthcare offering. The policy also covers hospitalisation, day-care procedures, modern treatments, AYUSH and home care, alongside automatic restoration of the sum insured.

Another highlight is Star THRIVE, a wellness rewards programme offering up to 18,000 coins annually per eligible insured person for healthy habits, preventive health checks and wellness activities. Members can unlock wellness vouchers worth up to ₹5,000 and redeem rewards against eligible OPD services or renewal premiums, subject to programme terms. 

Young Star NEO aims to make health insurance more accessible, rewarding and relevant to India's younger generation.

****